Retirement assets such as individual retirement accounts cannot be used to secure loans ， but even they may indirectly count in a borrower's favor as evidence of astuteness .
个人退休金帐户之
的退休资产虽然不能用来
担保，可即便如此，它们却会证明你很精明，并
此而博得方的好感。
gè rén tuì xiū zhàng hù
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