Households must also sort out their finances after a decade of overborrowing.

普通家进行了为期十年的过度借贷消费，现在理清家的时候了。

I decided to take the bull by the horns and ask the bank for a loan.

我决定采取果敢行动，向银行借贷。

The new system should target the detrimental effects of moneylending by freeing borrowers from high interest rates and any pressures or legal requirements to repay loans.

新的体系的目标应指向放款的有害影响，就使借贷者摆脱高利息的负担，以及为偿还贷款的任何压力或法律要求。

Article 30 A pawn ticket is a loan contract between a pawnshop and a pawner, and is the credence of payment of pawn money to the pawner by the pawnshop.

第三十条典行与户之间的借贷契约，典行向户支付金的付款凭证。